Adrian A. Paradis - Opportunities in banking careers

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title	:	Opportunities in Banking Careers VGM Opportunities Series
author	:	Paradis, Adrian A.; Perry, Philip A.
publisher	:	NTC Contemporary
isbn10 | asin	:	0844240494
print isbn13	:	9780844240497
ebook isbn13	:	9780071403764
language	:	English
subject	Banks and banking--Vocational guidance, Banks and banking--Vocational guidance--United States, Banks and banking--Vocational guidance, Vocational guidance.
publication date	:	1993
lcc	:	HG1573.P37 1993eb
ddc	:	332.1/023/73
subject	:	Banks and banking--Vocational guidance, Banks and banking--Vocational guidance--United States, Banks and banking--Vocational guidance, Vocational guidance.

Page i VGM Opportunities Series Opportunities In Banking Careers Adrian A. Paradis Revised by Philip A. Perry Foreword by Connie Landry President Financial Women International VGM Career Horizons a division of NTC Publishing Group Lincolnwood, Illinois USA

Page ii Cover Photo Credits: Front cover: upper left, Citibank; upper right, First Chicago; lower left, Wang Labs, Inc.; lower right, Continental Bank. Back cover: upper left, First Chicago; upper right, Wang Labs, Inc.; lower left, NTC print. Library of Congress Cataloging-in-Publication Data Paradis, Adrian A. Opportunities in banking careers / Adrian Paradis. p. cm. (VGM career books) Rev. edition Summary: Provides an overview of the banking industry and information on educational requirements, employment opportunities, salaries, and advancement possibilities in this field. ISBN 0-8442-4050-8 (sft bnd.) ISBN 0-8442-4049-4 (hrd bnd.) 1. Banks and bankingVocational guidance. 2. Banks and banking United StatesVocational guidance. [1. Banks and banking Vocational guidance. 2. Vocational guidance.] I. Title. II. Series. HG1573.P37 1993 332.1'023'73dc20 9244175 CIP AC Published by VGM Career Horizons, a division of NTC Publishing Group. 1993 by NTC Publishing Group, 4255 West Touhy Avenue, Lincolnwood (Chicago), Illinois 60646-1975 U.S.A. All rights reserved. No part of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of NTC Publishing Group. Manufactured in the United States of America. 3 4 5 6 7 8 9 0 VP 9 8 7 6 5 4 3 2 1

Page iii About The Authors Adrian A. Paradis was born in Brooklyn, New York, and graduated from Dartmouth College and Columbia University's School of Library Service. As a writer, businessman, vocational specialist, and researcher, he has published widely with more than fifty titles to his credit. He has covered subjects that range from banking to biographies of contemporary businessmen and scientists; from public relations to religion; from vocational guidance to reference works; and from economics to law. In addition, he has worked on reports and special studies in his capacity as a corporate executive. Mr. Paradis spent over twenty years as an officer of a major national corporation handling corporate matters, economic analysis, stockholder relations, corporate philanthropic contributions, and security and general administrative responsibilities. He and his wife Grace live in Sugar Hill, New Hampshire, where he serves as editor of Phoenix Publishing, a small firm which specializes in regional trade books and New England town histories. Philip A. Perry prepared the 1992 revised edition. He is an independent editor based in Evanston, Illinois. He has worked for national business magazines and specialized in reporting on business and the economy. He was associate editor of Real Estate Today for five years, covering real estate finance.

Page v Preface It was Friday, March 3, 1933, the day before Franklin Delano Roosevelt was inaugurated as President of the United States. A young man bolted his lunch and rushed to the bank to deposit his paycheck. He handed the deposit slip and check to the teller who glanced about him nervously and then leaned forward and whispered: "If I were you I'd just cash that checkdon't deposit it. I just heard that every bank in the country is going to close tonight." The young man's eyes widened. "Give it to me in fives," he said. Too frightened to count the bills he received, he fled from the bank. This was a black day indeed. There was scarcely a state in which some banks were not closed or partially closed. Numerous offices and factories were idle. Twelve million or more people were said to be without jobs. Forlorn men stood on street corners of large cities trying to sell apples to people who could afford to buy them. Grim humorists in New York City were advising those who planned to visit the Wall Street area to take their umbrellas with them. Every few minutes a banker jumped out of a window. The nation was in the grip of terror. "There is nothing to fear but fear itself," President Roosevelt said the next day in his inauguration speech, as he tried to reassure the nation. One of his first acts was to close every bank in the country and place an embargo on the export of gold.

Page vi When the nation awoke on Monday morning, for the first time in its history every banking institution was closed. It was a weird, chilling sensation, a new experience to live without a single banking service available, to know you could not get even a penny from your banka penny of your money! Suddenly everyone realized how dependent on banks they had become. Every saving bank throughout the United States had closed, frustrating many frugal savers who thought that they had protected themselves against such a catastrophe. At the same time many banks told depositors that they would have to give the bank sixty days' advance notice before they could withdraw money from their accounts after the banks reopened.

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